LM is the ultimate platform for managing and safeguarding your digital assets. It’s a self-custodial, secure, tax-efficient vault designed specifically for crypto investors.

LM isn't just another platform to store your crypto.  

It's like having your own financial fortress, blending the best of privacy, self-custody, and sophisticated asset protection tools that were once only available to the ultra-wealthy.

Unique Selling Proposition:

The standout feature of Locked Money is its ability to legally shield users from capital gains tax on their cryptocurrency profits, which is a first in the industry and highly beneficial for crypto enthusiasts and investors.

😀 Our vision is clear:

“We make it simple for users to maximize their digital wealth with a service that’s safe, self-custodial, tax-efficient, and user-friendly"

In the world of digital assets, blockchain, and cryptocurrency, we are standing at the dawn of a new era.

Month by month, crypto is winning over new leaders, executives, and even entire countries. This momentum will only accelerate throughout the decade.

The tide has turned. Congress is embracing the crypto wave. The Senate is backing Bitcoin. Lawmakers globally are rallying behind cryptocurrency.

Regulation is finally catching up.

Over 90% of the world’s banks are diving into blockchain technology. Last year alone, Bank of America filed over 160 patent applications for digital payment innovations.

This is an economic revolution.

Investor Raoul Pal declared, “This is probably the greatest opportunity for investment and wealth generation we’ve ever been given.”

Yet, amidst this explosive growth and unparalleled opportunity lies a shadow.

Scams, fraud, rug pulls, liquidations…

Introducing the solution: Locked Money.

Locked Money offers a suite of products.

There are many services that we offer. 

• 🚀 Significant Tax Optimisation. Save money on your Crypto taxes due to access to a Legal Framework (more on this below)
  
  
• 🚀 Asset Protection. Not only can Locked Money protect you from tax liabilities, but LM can also shield your crypto assets from anyone who may be interested in them (bankruptcy hearing, divorce, creditors, prying eyes etc)
  
  
• 🚀 Advanced Security. Every user will be able to create their own VAULT to store their assets securely. Each Vault comes with multi-signatory capabilities giving you the ultimate in online security. You will not be able to 'accidentally' execute a transaction, as there will be a minimum of two confirmations needed. We are also removing seed phrases. Interestingly enough, accidentally 'seed phrase revelation' is the #1 reason for hacks online. With Locked Money, there are no seed phrases.
  
  
• 🚀 On and Off ramp to Traditional Finance with ease. You can easily move your money in and out of this space.
  
  
• 🚀 Debit Cards. There will be debit cards issued to users.
  
  
• 🚀 Send/Receive/Buy/Sell/Trade/Bridge.  LM is your one-stop shop for all your crypto activities
   
• 🚀 Revenue Sharing/Passive Income Opportunity. There are two staking opportunities, from single asset staking of the LMY token. And liquidity pool staking of LMY & ETH.

The Board are made up of 4 doxxed individuals.

Ged Butkus - CEO. A successful entrepreneur with diverse experience in DeCentralized Finance. Currently runs a legal advice company and is heavily connected to the Traditional banking world.

Arvydas Strankauskas - CLO (Chief Legal Officer). Lawyer and tax adviser, with over 15 years of experience in Tier 1 and Big4 legal forms, where he specialises in legal structuring, tax residency and licensing.

Magnus Dufwa - CTO (Chief Technical Officer). Very experienced and versatile IT professional, with strong background in development, technical design and auditing.

Chris Farrell - CCO (Chief Communications Officer). Successful entrepreneur in the online space moved into Blockchain in 2017. Decades of experience in radio, tv, videos, presenting, teaching and communication.

We have also bought on two marketing, growth and advisory agencies. Dverse and InfernoLabs.

https://www.dverse.xyz/

https://infernolabs.xyz/

LM is a self-custodial, asset-management platform – akin to a digital bank

Users can store, manage and protect their digital assets, all in one place.

However Locked Money’s Unique Selling Point is something that nobody has done before – and this is extremely exciting for Crypto and for the entire Crypto Community.  And that is that Users of the Professional Plan of Locked Money will not have to pay Capital Gains Tax on their profits.

We can shield our users from Capital Gains Tax liabilities due to our structure. 

HOW DOES THIS WORK?

Locked Money (LM) introduces itself not just as another digital wallet or a place to manage crypto assets, but as a comprehensive asset management platform, effectively functioning like a digital bank for your cryptocurrencies. Here's what sets LM apart, particularly with its Professional Plan:

• Self-Custody with a Twist: At LM, users have complete control over their digital assets through self-custodial vaults. These vaults, which have passed audits for security, allow you to store, manage, and even transact with your assets.

 
• Tax Efficiency: The game-changer lies in LM's integration of a legal framework known as a Series LLC (Limited Liability Company). For users opting for the Professional Plan, this isn't just about storage or transactions but about tax management.

How It Works:

 
◦ Legal Entity: By linking your vault to a Series LLC, your assets technically belong to this corporate entity rather than you personally. This shift in legal ownership will distance you from Capital Gains tax liabilities on these assets.

 
◦ No Capital Gains Tax: The structure of the Series LLC, means that the gains from trading or holding crypto within your vault aren't subject to Capital Gains Tax (CGT). This is because the entity, not the individual, holds the assets.

 
◦ Non-Reporting: There's no obligation to report your crypto holdings annually, simplifying your tax obligations significantly.

 
◦ Withdrawal and Personal Tax: When you withdraw funds from your vault to your personal account, that's when personal income tax applies. This is unavoidable but planned for within LM's framework.

Why This Matters:

Historically, such legal structures were the preserve of high-net-worth individuals, out of reach for the average crypto enthusiast. LM democratizes access to these tax optimization strategies, thanks to blockchain technology.

The Blockchain Advantage:

 • Self-Custody Remains: Despite the assets being under a corporate veil for tax purposes, users maintain control over their assets through blockchain's inherent properties, ensuring you can access your funds anytime.

• Tax Optimization, Not Evasion: LM emphasizes compliance. It's about smartly optimizing your tax situation within the law, not avoiding taxes altogether.

In Summary:

LM is an Asset Management Platform - but our unique selling point which nobody has yet done in the Crypto World is we are applying a Legal Infrastructure the Blockchain which means that users of Locked Money will not have to pay Capital Gains tax.

Locked Money isn't just offering a place to park your crypto; it's pioneering a model where legal and tax benefits are woven into the fabric of asset management.

By leveraging Series LLCs, LM aims to make what was once a luxury for the wealthy accessible to all, promising a world where your crypto investments work harder for you, legally and efficiently.

LM is currently in the Private Sale/Development stage and is going live in Q4 2024 🎉

If you are interested in participating in the COMMUNITY Funding Round here are a few key things for you to know! 😀

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🚀  There is no minimum or maximum contribution for the Additional Funding Round  

🚀 Locked.Money is on the Base Network

🚀 Locked.Money will be going live in Q1 2025

🚀 6% of tokens purchased in the Community Round will be released upon TGE (Token Generation Event).  The remaining 94% will be dripped out monthly.  See below for details.

🚀 The raise for the Community Round is only $450,000.  Once the cap is reached the Round will close.  

🚀 You can top up your contribution at any time.  To do this, just visit the Private Sale Round page and connect to your wallet.

COMMUNITY ROUND TOKENOMICS:

Total Raise: $450,000

Token Price: $0.0015

🚀 Vesting Schedule: 

◦ At TGE (Token Generation Event, ie Going Live): 6% of your tokens are released.

• Cliff: 3 months.  This means that as soon as Locked Money goes live, you will receive 6% of your tokens (as discussed above).  Then there is a 3-month cliff/wait.  After these 3 months, you will receive the remainder of your tokens every month (explained below)

◦ Monthly Release: 4.7% are released every month for 20 months. This will begin 3 months after the TGE.

If you would like more details on VESTING please GO HERE.

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Any questions - please ask in the Locked Money TELEGRAM GROUP

We have already secured many key strategic relationships. Notably, DAO Maker will be our launchpad for our public sale later this year.

DAO Maker is very selective with whom they work, and we are thrilled they recognised immediately the value the Locked Money brings and the problems we are solving.

The public sale is scheduled for November, and we expect it to sell out immediately.

(Please note, that the tokens in the public sale will be considerably more expensive than in the current private sale)

We have also secured a partnership with Tangem, and we will be distributing free hardware wallets to our first 69,000 users on the premium and professional plans.

There will be a free, premium and professional plan for Locked Money.

If you wish to store your assets securely, on and off-ramp, have access to Debit Cards, and use the swap functionality, all these will be available on the Free Plan.

The paid premium and professional plans allow access to the Legal Structure.

There will be a free and paid plan for Locked Money.

If you wish to store your assets securely, on and off-ramp, and use the swap functionality, all these will be available on the Free Plan.

The paid professional plans allow access to banking and the Legal Structure.

Here are the benefits of both:

Free Plan:

• Secure, Multi-Signature Vaults: Your assets locked with top-tier security.
• 100% Self-Custodial: You control your keys, you control your crypto.
• Seamless Asset Management: Easily store, send, receive, and trade your digital assets.
• Interoperable Swap: Swap between different cryptocurrencies effortlessly.
• Passive Income Staking: Opportunities to earn while your assets work for you.
• Crypto Debit Cards (Q1 2025): Spend your crypto like cash.
• Easy On/Off-Ramps (Q1 2025): Seamless transitions between crypto and traditional finance.
• Detailed Statistics: Gain insights with comprehensive performance analytics.
• Intuitive Interface: Designed for ease of use, regardless of tech expertise.

Professional Plan:

• Includes Everything in Free.  Plus...
• Exclusive Access to Series LLC: Benefit from a sophisticated legal structure for your crypto holdings.
• Capital Gains Tax Reduction: Strategically manage your tax liabilities.
• Tax-Efficient Vaults: Optimize your tax situation legally.
• Free Hardware Wallet: Enhanced security for your assets, on us.

We encourage you to ask them in our fun Telegram Group! 🥳

CLICK HERE TO VISIT THE LM TELEGRAM GROUP

Sure!

LM is an entire suite of tools.

* 🚀 Save tax on your crypto profits thanks to access to a Legal Framework

* 🚀 Additional heightened security and full self-custody

* 🚀 On and off-ramp easily to/from your bank

* 🚀 Debit Cards for users

* 🚀 The ability to earn Passive Income through staking the LMY token

Our vision is clear:

“We make it simple for users to maximize their digital wealth with a service that’s safe, secure and tax-efficient"

Let's chat about what "vesting" means, especially when you're part of a Private Round for Locked Money.

What's a Private Round?

A Private Round is where you have an exclusive opportunity to buy something amazing at a really low price. You get to buy assets (like Locked Money tokens) before anyone else, and at the cheapest rate.

The Big Picture:

 • Exclusive Access: Only a few people get to buy during this round.

 • Low Price: You're getting a great deal!

 • Limited Time: Once it's over, that price is gone forever.

Now, Let's Talk Vesting:

When the Private Round ends, there's often a wait before the asset goes public (this is called the Token Generation Event or TGE). By the time it's public, the price might skyrocket! 

To keep everyone happy and prevent a rush to sell, vesting ensures you don't sell all your assets at once.

How Vesting Works:

 • Instead of getting all your tokens at once, they're released or "vested" over time.

 • This drip-feed prevents a massive sell-off which could crash the price.

Here's how it breaks down for the LM Private Rounds:

Private Round #1:

 • Funds Raised: $720,000

 • Token Price: $0.0018

 • Vesting Schedule:

 ◦ At TGE: 12% of your tokens are yours.

 ◦ Monthly Release: 9.7% every month for 9 months, until you have all your tokens.

Private Round #2 (Additional Funding):

 • Funds Raised: $400,000

 • Token Price: $0.0020

 • Vesting Schedule:

 ◦ At TGE: 12.5% of your tokens are released.

 ◦ Monthly Release: 14.5% every month for 6 months, until you have all your tokens.

COMMUNITY Funding Round: 

•  Funds Being Raised: $450,000

 • Token Price: $0.0015

 • Vesting Schedule:

 ◦ At TGE: 6% of your tokens are released.

 ◦ Monthly Release: There is a 3-month wait after TGE (known as a cliff) and then after these 3 months, the tokens are released at 4.7% every month for 20 months.

So, vesting is like a safety net for everyone involved, ensuring a smooth transition from private to public and helping to maintain the value of your investment over time.